Procedure for Request of Income Tax Refund if not credited to bank A/C.


At the time of filing income tax return, many of us claimed the refund of excess income tax paid i.e. income tax paid is more than income tax chargeable on the total taxable income for the year. The refund issued by the income tax dept can be in the following forms depending on the option exercised by the assesses, at the time of filing of income tax return.,

  • Electronic mode – Direct credit to the bank account of the assessee

  • Paper mode – Refund cheque to the assessee address

It is to be noted that many times the refund issued by the Income Tax Department is not credited to the account of assessee due to various reason such as: –

  • Refund of cheque due to incorrect address details

  • Incorrect bank details such as bank account number, MICR/IFSC etc

  • Bank account get closed or shifted to another branch

  • Expiring of refund cheque as it is not presented within 90 days from the date of issuance etc.

Due to the above cases, the assessee has the option to file the request for reissue of refund online (if the return for that period is filed electronically) otherwise assessee should contact Assessing Officer under whose jurisdiction the return was filed for the request of refund.


Guide for raising a request for request of IT refund.


Step 1 – Visit https://www.incometaxindiaefiling.gov.in

Step 2 – Enter your login details and click Login.

Step 3 – Click on the Service Request option available under My Account.

Step 4 – Select option of New Request under Request Type and Refund Reissue option under Request Category and click Submit.

Step 5 – A list of all the failed refund will be shown on the screen. Click on Submit under Response.

Step 6 – Now you are required to enter following details of your bank account in which you want to get the income tax refund:

Step 7 – Click on Submit

Step 8 – Now you are required to e-Verify your request using the various option such as Bank account, Mobile number, Aadhar OTP, Demat account etc.

Step 9 – A confirmation message shall be shown on screen once you verify your EVC code.


Upon request has been filed successfully, the assessee will also get a confirmation email also from the Income Tax Department.


Step by step guide to view the current status of the request for reissue of refund online

Step 1 – Visit https://www.incometaxindiaefiling.gov.in

Step 2 – Enter your login details and click Login.

Step 3 – Click on the Service Request option available under My Account.

Step 4 – Select option of View Request under Request Type and Refund Reissue option under Request Category and then click Submit.

Step 5 – Status of the all the refund reissue request is available under Status column of the screen.


The refund will get credited into the bank account within a period of 2-3 weeks from the date of the request for reissue of refund.

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